In this policy, KNOWLEDGE RESOURCE ENABLED TRADE ORGANISATION ( KRETO ) are referred to as “us’, “we” & “our, and the privacy mechanism outlined identify personally identifiable or personal information that may be collected and that how the collected information is used, and the choices you have regarding our use of this information.

In addition to the terms stated in terms of service provided under this Website/mobile application (together “Platform”), KRETO is committed to protecting your privacy. Only authorized representatives of Knowledge Resource Enabled Trade Organisation (KRETO) and on a need to know basis only use any information received from you and as consented by you. We constantly review our systems and data to secure your personal information. In the event of any identified unauthorized use or disclosure of information or upon your complaint, we will investigate any such complaint or such actions with a view to prosecuting and/or taking civil proceedings to recover damages against those responsible. If any information you have provided or uploaded on the Platform violates the terms of this Policy, Knowledge Resource Enabled Trade Organisation (KRETO) may be required to delete such information upon informing you of the same and revoke Your access if required without incurring any liability to you. Any user who does not agree with any provisions of this Privacy Policy & Terms of Service is required to leave the Platform immediately. Should You disagree with this Policy (defined below) and still continue to access the Platform and provide your personal information, Knowledge Resource Enabled Trade Organisation (KRETO) disclaims all the liabilities arising therefrom and it shall be assumed by your continued use of the Platform that you have accepted the Policy and any other online terms and conditions available on the Platform.

This Policy states that the Platform and any other services that are owned and operated by Knowledge Resource Enabled Trade Organisation (KRETO). Third party websites may place their own cookies or other files on the Users' computer, collect data or solicit personal information from the Users, for which Knowledge Resource Enabled Trade Organisation (KRETO) is not responsible or liable. Knowledge Resource Enabled Trade Organisation (KRETO) does not make any representations concerning the privacy practices or policies of such third parties or terms of use of such websites, nor does Knowledge Resource Enabled Trade Organisation (KRETO) guarantee the accuracy, integrity, or quality of the information, data, text, software, sound, photographs, graphics, videos, messages or other materials available on such websites. The inclusion or exclusion does not imply any endorsement by Knowledge Resource Enabled Trade Organisation (KRETO) of the website, the website's provider, or the information on the website. Knowledge Resource Enabled Trade Organisation (KRETO) encourages the User to read the privacy policies of each such website and the User understands that its solely such third party who is responsible to the User in this regard. Knowledge Resource Enabled Trade Organisation (KRETO) has taken reasonable precautions as per applicable laws of the land ( INDIA ) and implemented industry standards to treat any Information as confidential and to protect it from unauthorized access, improper use or disclosure, modification and unlawful destruction or accidental loss of the Personal Information. Personal Information” shall mean the information which identifies the User, name, identification number, email address, age, gender, or contact number provided to Knowledge Resource Enabled Trade Organisation (KRETO) at the time of registration or any time thereafter. Personal information may include “sensitive personal information or data” and in this context, includes passwords or any financial account information provided during the registration.

The Users are allowed to access the Platform, apply for courses and avail services available with Knowledge Resource Enabled Trade Organisation (KRETO) as a student . Knowledge Resource Enabled Trade Organisation (KRETO) takes no responsibility or validate the information provided by the student except as otherwise required under any law, regulation or an order of competent authority. In order to have access to all the features and benefits on our Platform, the user jhas to access the information on our website and fill in the appropriate forms with correct information and data. The user is required to provide Personal Information as may be required during the time of registration. Other information requested on the website, including the ability to receive promotional offers from Knowledge Resource Enabled Trade Organisation (KRETO), is optional. Knowledge Resource Enabled Trade Organisation (KRETO) may, in future, include other optional requests for information from the User to help Knowledge Resource Enabled Trade Organisation (KRETO) to customize the Platform to deliver personalized information . Without User's agreement, Knowledge Resource Enabled Trade Organisation (KRETO) will not share, rent or sell any Personal Information with third parties in any way other than what is disclosed in this Policy. Knowledge Resource Enabled Trade Organisation (KRETO) may keep records of telephone calls received and made for making enquiries, registered courses, feedback or other purposes for the purpose of rendering services effectively and efficiently.

Our platform might collect information that is sent over the internet without your control. Some examples of the information we collect and analyse include the Internet protocol (IP) address used to connect your computer to the internet; login; email; password; computer and connection information such as browser type and version, operating system, and platform; course enrolled history, which we sometimes aggregate with similar information from other users to create features, reports such as popular courses, most used features etc.During some visits we may use software tools such as JavaScript to measure and collect session information, including page response times, download errors, length of visits to certain page, course and videos, page interaction information such as scrolling, clicks and mouse overs, and methods used to browse away from the page.

To prevent unauthorized access to sensitive information, it is important for You to monitor those who have access to Your password and to Your computer, laptop or any other device through which Your account can be accessed. Be sure to sign off when finished while using a shared computer. Please do note that given the nature of internet transactions, Knowledge Resource Enabled Trade Organisation (KRETO) does not take any responsibility for the transmission of information including Personal Information shared by you other than as set forth in this Policy.

Any transmission of information on the internet is done at your risk and KRETO shall not be responsible for the circumvention of the privacy settings or security measures either by you or any third-party.

While availing our services you will provide access to Knowledge Resource Enabled Trade Organisation (KRETO) with Your Personal Information. If that information is wrong, you can request us to modify or delete the same by writing to support@kreto.online.

Knowledge Resource Enabled Trade Organisation (KRETO) will take all reasonable measures to ensure that the Personal Information is modified and used for rendering services to You and as otherwise in compliance with laws. When editing or deleting Personal Information, we may ask You to verify Your identity before we can act on Your request. Knowledge Resource Enabled Trade Organisation (KRETO) may at its discretion reject any request that is contrary to law, requires un-reasonable technical efforts. We do not assure that we will delete all residual copies and archives made by any third party without our knowledge and consent. We never retain Your Personal Information longer than it is required for the purposes of providing services through the Platform or as required by applicable Indian law. At times, we may also require to transfer Your Personal Information to third-party service providers, for instance to authorize transactions we may share Your financial data with such third-party providers. You hereby consent to Your transfer of Personal Information in all such instances. Knowledge Resource Enabled Trade Organisation (KRETO) carries out all such transfers strictly in accordance with law.

Knowledge Resource Enabled Trade Organisation (KRETO) shall use your Personal Information to ensure services with respect to the Platform are presented to You in the most effective manner, to secure the Platform and make improvements, to carry out our obligations to You, and to communicate with You. The said communication can either be by calls, text or emails and for purposes which include transactional, service, or promotional calls or messages. If at any time You wish to not receive any communication from our end You can opt-out of the same by writing to us at support@kreto.online. Your Personal Information may be shared with third parties whohave a need or authority to receive such information, if we have a good-faith belief that access, use, preservation or disclosure of the information is reasonably necessary to comply with in response to any authority having to receive such information under law (ii) any order of court (iii)detect, prevent, or otherwise address fraud, security or technical issues (iv) protect against harm to the rights, property or safety of Knowledge Resource Enabled Trade Organisation (KRETO), our users or the public as required or permitted by law. Knowledge Resource Enabled Trade Organisation (KRETO) does not make any unsolicited calls or otherwise market any products or services, except for in relation to the purpose for which such information has been provided or taking any feedback, addressing any complaints, informing You about new features or free/paid courses. The user shall not disclose their Personal Information to any third parties that is not authorised by Knowledge Resource Enabled Trade Organisation (KRETO) and verify the identity of such person who seek information. Knowledge Resource
Enabled Trade Organisation (KRETO) will communicate with the Users through call, SMS, email or notices posted on the Platform or through any other means available, which shall include but not be limited to text, other forms of messaging, calls etc. If in doubt, tyou can immediately contact us by emailing to support@kreto.online. All the information provided to Knowledge Resource Enabled Trade Organisation (KRETO) by You, You as a User confirms that the same including sensitive Personal Information, is true, accurate and voluntary. User has the right to withdraw information at any time, in accordance with the terms of this Policy and the Terms of Service.

Knowledge Resource Enabled Trade Organisation (KRETO) may have to use Personal Information without reference to any persona or identity for research, statistical analysis improving the Platform of functionalities offered thereon and business intelligence purpose andmay transfer such research, statistical or intelligence data in an aggregated or non-personally identifiable form to third parties and affiliates. All Knowledge Resource Enabled Trade Organisation (KRETO) employees and data processors, who have access to, and are associated with the processing of sensitive personal data or information, are obliged to respect the confidentiality of every user's sensitive personal data and information. We do not provide any personal information to advertisers or to third party sites that display our interest-based ads. However, advertisers and other third-parties (including the ad networks, ad-serving companies, and other service providers they may use) may assume that users who interact with or click on a personalised ad or content are part of the group that the ad or content is directed towards. Also, some third-parties may provide us information about you from offline and online sources that we may use to provide you more relevant and useful advertising. Advertisement companies behalf sometimes use technology to serve the ads that appear on our sites directly to Your browser.

They automatically receive Your IP address when this happens. They may also use cookies to measure the effectiveness of their ads and to personalise ad content. We do not have access to or control over cookies or other features that advertisers and third party sites may use, and the information practices of these advertisers and third party websites are not covered by our Policy.

Please contact them directly for more information about their privacy practices. Please note that we cannot control the actions of other users of the Platform with whom you may choose to share your Personal Information, and any such actions on your behalf shall be solely your responsibility.

On unaffiliated sites, Knowledge Resource Enabled Trade Organisation (KRETO) may display interest-based advertising using information you make available to us when you interact with our Platform, content, or services. Interest-based ads, also sometimes referred to as personalised or targeted ads, are showcased to you based on information from activities such as subscription on our Platform for the course programs, visiting sites that contain Knowledge Resource Enabled Trade Organisation (KRETO) content or ads. In providing interest-based ads, we follow applicable Indian laws, as well as the Code for Self-Regulation in Advertising by the Advertising Standards Council of India and the Self-Regulatory Principles for Online Behavioural Advertising. Like other online ad networks, we also use cookies, web beacons (also known as action tags or single-pixel gifs), and other technologies (collectively, “cookies”). Cookies enable us to learn about what ads you see, what ads You click, and other actions you take on our sites and other sites. This allows us to provide you with more useful and relevant ads. For example, if we know what ads you are shown we can be careful not to show you the same ones repeatedly. We do not associate Your interaction with unaffiliated sites with your identity in providing you with
interest-based ads.

Knowledge Resource Enabled Trade Organisation (KRETO) may update or amend this Policy at any time, with or without advance notice and is not obliged to notify the users of the changes individually. Should You have any concern or reject the changes in the privacy policy You can refuse to accept the amendments and opt for withdrawing your Personal Information by writing to us at support@kreto.online

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